LAHORE: Punjab Chief Minister Maryam Nawaz launched provincial government's Apna Chhat Apna Ghar (our roof, our house) housing scheme.

There's no place like home," CM Maryam said. "Those who have their own home, their own roof, they don't understand what it is like to be homeless." She said that owners of 1-5 marlas of land in urban areas and 1-10 marlas in rural areas would receive interest-free loans of Rs 1.5 million from Punjab government to build houses. For first three months, landowners will not pay any rupee, she added. She outlined structure of loan, saying it would be paid back over period of seven years. "There is no need to pay for first three months. Those who take loans will have to pay maximum monthly instalment of Rs 14,000." "I have kept instalments at Rs 14,000 because people need to establish monthly budget, pay children's fees and utility bills and buy food and medicine," she said.She said that interested parties can fill out an online application on PITB online portal. "For less IT-savvy, we have given number: 080009100."